Shriram Finance Share Price Target 2025: Brokerage firm ICICI Securities has maintained a Buy rating on Shriram Finance (NSE: SHRIRAMFIN) with a revised price target of Rs 725 (earlier Rs 640), implying an upside of 20 percent.
On Friday, Shriram Finance closed 1.23 percent lower at Rs 604.20 apiece from the previous close of Rs 611.70. In comparison, the BSE Sensex was up 0.32 percent at 80,501.99. The 52-week high of the stock was at Rs 730.45 apiece and the 52-week low of the stock was at Rs 438.60. Shriram Finance is a large-cap company with a market cap of Rs 1.136 trillion, operating in the finance sector.
Shriram Finance Share Price Target 2025 – ICICI Securities
The asset under management (AUM) is expected to grow with the economy at around 15 percent by FY26. This growth is led by personal vehicle loans and loans to small businesses in tier 2 and 3 towns. NIMs are under pressure due to excess liquidity, but the management expects funding costs will decrease by 15–20 bps as rates come down and borrowings get repriced. NIMs are likely to stay in the 8.5–8.6 percent range in FY26. The company reported high write-offs, including a one-time Rs 2,345 crore, with no impact on the profit and loss statement. NPAs have increased slightly, but the management expects credit costs to stay at or below 2 percent. Growth in business, lower funding costs, and stable asset quality should support RoA at 2.7–2.8 percent and RoE at 14–16 percent. The brokerage maintains a buy rating and revises the price target to Rs 725, valuing the stock at about 1.9× FY27E book value.
Latest News about Shriram Finance
In other recent news, Shriram Finance posted 10 percent profit growth in Q4 FY25 to Rs 2,139 crore, led by strong disbursements and higher revenue, though NIM and credit costs were lower than expected, and the stock fell 8 percent after the results. Despite this, brokerages like Centrum Broking maintain a buy rating and have raised the price target to Rs 750, based on around 17 percent AUM growth and demand in personal vehicle and MSME loans. The company is also planning to raise funds in Japanese yen to add more borrowing options after raising $1.28 billion last year through global loans, and now it plans to use Rs 30,000 crore in extra liquidity to lift NIMs to 8.50–8.80 percent.
Shriram Finance Share Price Target 2025
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