Bajaj Finance Share Price Target 2025: Motilal Oswal Maintains ‘HOLD’ Rating

Bajaj Finance Share Price Target 2025: Brokerage firm Motilal Oswal has maintained a Hold rating on Bajaj Finance (NSE: BAJFINANCE) with a price target of Rs 10,000, implying an upside of 15.8 percent.

On Wednesday, Bajaj Finance closed 5.04 percent lower at Rs 8,634.50 apiece from the previous close of Rs 9,093.00. In comparison, the BSE Sensex was flat at 80,242.24. The 52-week high of the stock was at Rs 9,660.00 apiece and the 52-week low of the stock was at Rs 6,375.70. Bajaj Finance is a large-cap company with a market cap of Rs 5.361 trillion, operating in the finance sector.

Bajaj Finance Share Price Target 2025 – Motilal Oswal

Bajaj Finance PAT increased by 19 percent to Rs 45.5 billion in 4QFY25, and adjusted PAT (excluding one-offs) increased by 17 percent. The company’s FY25 PAT increased by 16 percent to Rs 167.6 billion. In 4QFY25, Bajaj Finance’s net interest income (NII) increased by 23 percent to Rs 98.1 billion, while non-interest income was Rs 21.1 billion, which increased by 24 percent. Net interest margin (NIM) in 4QFY25 slightly decreased to 9.65 percent, with a QoQ contraction of 10 basis points, but management stated that the margin will remain stable in FY26. Bajaj Finance’s asset quality also improved, with gross non-performing assets (GNPA) decreasing by 15 bps to 0.96 percent and net stage 3 (NS3) decreasing by 5 bps to 0.44 percent. The stock is currently trading at 4.1x FY27 earnings, and Motilal Oswal reiterates a neutral rating on the stock with a price target of Rs 10,000, which is based on 4.5x March 2027 estimated book value per share.

Latest News about Bajaj Finance

In other recent news, Bajaj Finance has announced a 1:2 stock split and a 4:1 bonus issue, after which one existing share will be converted into 10 shares; the company has also declared a total dividend of Rs 56 per share for FY25 (Rs 44 final + Rs 12 special). Despite strong Q4FY25 results, the stock fell by about 6 percent on April 30, due to higher credit costs and moderated growth guidance for FY26. Analysts have given a cautious view, as the revised outlook expects lower ROE and slightly soft growth.

Bajaj Finance Share Price Target 2025

Bajaj Finance Ltd
Motilal Oswal
Current Price
Rs 8,634.50
Rating
HOLD
Price Target
Rs 10,000
Upside
15.8%

Bajaj Finance Share Price Overview

Previous Close
9,093.00
Open
8,840.00
Day Range
8,556.00 – 8,888.00
52 Week Range
6,375.70 – 9,660.00
Volume
3,968,159
Avg. Volume
1,303,669
Market Cap
5.361T
Beta (5Yr Monthly)
0.72
PE Ratio (TTM)
32.15
EPS (TTM)
268.53
Divident & Yield
44.00 (0.51%)
Motilal Oswal Target Est
10,000

Bajaj Finance Share Price Returns

Period BAJFINANCE SENSEX SECTOR
6-Month 25.32% 1.07% 2.44%
1-Year 24.71% 7.73% 11.43%
3-Year 29.42% 40.63% 93.6%
5-Year 272.48% 137.98% 361.64%

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