What will be the future of Bajaj Finance (NSE: BAJFINANCE)? This article forecasts the Bajaj Finance share price target for 2025 to 2030 using a fundamental analysis approach. As of April 2025, Bajaj Finance shares are trading at ₹9,093 on the NSE. Based on our analysis, the price target of Bajaj Finance stock in 2025 can be around ₹10,422. Bajaj Finance may reach a price target of ₹18,769 in 2030. Given this forecast, investors should keep track of the current situation with Bajaj Finance news and stock market news.
Bajaj Finance Share Price Latest News
- Bajaj Finance reported a 19% profit growth to ₹4,546 crore, and announced 4:1 bonus shares and a 2:1 stock split. (30 Apr 2025)
- Bajaj Finance achieved over 35% return in 4 months, with year-on-year (YoY) revenue growth of 27.32% and profit growth of 18.38%; partnered with Bharti Airtel to increase reach up to 370 million users. (25 Apr 2025)
- Bajaj Finance added ₹1.5 lakh crore to investor wealth in 2025, gave a 36% return, and touched a 52-week high of ₹9,315. (22 Apr 2025)
- Analysts have estimated a 10-15% upside for Bajaj Finance stock as the company provides instant gold loans with less paperwork (minimal documentation). (18 Apr 2025)
- Bajaj Finance stock saw a gain of 32.73% in six months; it increased by 1.21% to ₹9,164.05 before the Q4 results and dividend announcement. (17 Apr 2025)
Bajaj Finance Overview & Revenue Breakdown
Bajaj Finance Limited (BFL) is a non-banking financial company that handles lending and deposit-taking. The company’s operations extend to consumer, SME, commercial and rural lending, and its network spans approximately 4,100 locations. BFL offers products such as home loans, loans against property, developer finance, lease rental discounting and unsecured working capital loans. It is a major lender in consumer electronics and vehicle financing, and through its housing finance and securities subsidiaries also provides financial services. As of Q3FY24, the company’s assets under management were ₹3.11 lakh crore, and its non-performing asset level is quite low compared to the industry.
The company generates 87.43% of its revenue from interest income, 8.38% from fees and commissions, and 4.19% from other sources. In terms of business segments, 100% of revenue comes from financing. Geographically, 100% of revenue comes from the Indian market.
Bajaj Finance Share Price Target by Brokerage
| Date | Brokerage | Price Target | Upside % |
| 15 Apr 2025 | Elara | ₹11,161 | 22.74% |
| 8 Apr 2025 | CLSA | ₹11,000 | 20.97% |
| 7 Apr 2025 | JM Financial | ₹9,350 | 2.83% |
| 28 Mar 2025 | BNP Paribas | ₹10,020 | 10.19% |
| 26 Mar 2025 | Morgan Stanley | ₹10,500 | 15.47% |
| 21 Mar 2025 | Sharekhan | ₹10,500 | 15.47% |
According to Yahoo Finance, the average price target for the Bajaj Finance stock is ₹9,021.97. Out of 31 Wall Street analysts, 23 have given it a ‘Buy’ rating, 4 have given a ‘Hold’ rating, and 5 have recommended ‘Sell’. The consensus recommendation from 31 analysts is ‘Buy’.
Bajaj Finance Share Price Target 2025-2030
| Year | Price Target | Change % |
| 2025 | ₹10,422 | 14.62% |
| 2026 | ₹11,725 | 28.95% |
| 2027 | ₹13,178 | 44.92% |
| 2028 | ₹14,830 | 63.09% |
| 2029 | ₹16,684 | 83.48% |
| 2030 | ₹18,769 | 106.41% |
Based on the estimates, the price target for Bajaj Finance is ₹10,422 for 2025, which is a 14.62% upside from the current price. The target for 2030 is ₹18,769, an upside of 106.41%. Below is a detailed outlook and valuation analysis for Bajaj Finance.
The company reported a consolidated net profit of ₹4,546 crore in Q4 FY25, while revenues were ₹16,359 crore and net interest income was ₹9,807 crore, year-on-year growth of 19%, 23.7%, and 22%, respectively, while the loan book increased 34% to ₹114,684 crore. There was improvement in operating leverage, and the cost-to-income ratio came down to 21.7%, while provisions in the quarter remained only ₹30 crore and asset quality remained strong, with gross and net non-performing assets at 0.96% and 0.44%, respectively. Capitalization remained strong, and consolidated CRAR was 21.93% (Tier I 21.09%), while assets under management increased 26% during the full year to ₹4.16 lakh crore, and the customer base crossed 100 million. Return on equity was 19.2% on an annualized basis, and the share is trading at approximately 34 times trailing earnings and 7.4 times book value, while analyst consensus indicates 26% EPS growth in FY26 and an annualized CAGR of 25% till FY27.
In the next three years, the “BFL 3.0 – FinAI” program aims to achieve annual cost savings of ₹150 crore through the use of generative AI, including revenue optimization, risk assessment, operational efficiencies, and product design, while the cost of funds is expected to come within the range of 7.75–7.85%, which will support net interest margins. The lender aims to increase its customer base from 92 million in H1 FY25 to 130–140 million by FY28 and eventually to 200 million, which will be further driven by secured MSME lending, digital consumer credit, and point-of-sale financing, supported by a distribution network of more than 4,200 locations and 224,000 touchpoints, and all initiatives are based on disciplined capital deployment and granular risk management.
Historical Performance
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